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Texas Auto Insurance

Texas law requires people who drive in Texas to be able to pay for any automobile accidents they cause. Most drivers do this buy buying automobile liability insurance.

Auto insurance pays for damages, injuries, and other losses specifically covered by your policy. Coverage can vary by policy and company. Read your policy carefully to know exactly what it covers. Pay special attention to the exclusions section, which lists the things your policy doesn’t cover. The front page of your policy is called the declarations page. It contains useful information such as the exact name of your insurance company, your policy number, and the amount of each of your coverages and deductibles.

Texas law requires minimum coverage of $25,000 per injured person, up to a total of $50,000 for everyone hurt in an accident, and $25,000 for property damage. This basic coverage is called 25/50/25 coverage. However, basic coverage might not be enough if you are held liable for an accident. You should consider buying more than the basic limits. If you're caught driving in Texas without auto insurance there may be a fine.

Proof of Financial Responsibility

When you buy an auto policy, your insurance company will send you a proof-of-insurance card. You will have to show proof of insurance in the following situations:

• When you are asked for it by a law enforcement officer
• When you have an accident
• When you register your car or renew its registration
• When you obtain or renew your driver's license
• When you get your car inspected

There are severe legal penalties for violating Texas state financial responsibility laws. Subsequent convictions could result in fines of $175 to $1,000, suspension of your driver’s license, and impoundment of your automobile.

Please call us today at 325-597-4222 for a free quote personalized needs assessment.

Request a Texas Auto Insurance Quote

To request a personalized Texas auto insurance quote please complete the form below. We will contact you within 48 hours. If you need immediate assistance please call 325-597-4222.

Contact Information Full Name: * Address:   State:   - - Choose One - - Alabama Alaska Arizona Arkansas California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip: Day Phone: * Evening Phone:* Best Time To Call:   E-mail Address: * Current Auto Insurance Information (if applicable) Name of Insurance Company:   Policy Expiration Date:   Monthly Premium: Policy Term:   6 Months 12 Months Year Insured with this Company:   Vehicle Information (List all cars you or your family members own or lease) Car #1: Year:Make:Model:Body Type: Car #2 Year:Make:Model:Body Type: Car #3 Year:Make:Model:Body Type: Car #4 Year:Make:Model:Body Type: Driver Information Driver #1 DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years: Driver #2 DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years: Driver #3 DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years: Driver #4 DOB:# of Accidents Past 3 Years:# of Violations Past 3 Years: Liability Limit for ALL Cars (Please choose Bodily Injury and Property Damage OR Single Limit) Injury:   $25,000/$50,000 $50,000/$100,000 $100,000/$300,000 $250,000/$500,000 Property Damage:   $25,000 $50,000 $100,000 $500,000 Single Limit:   $60,000 $100,000 $300,000 $500,000 Deductibles Car #1 Comprehensive: $0 $100 $250 $500 $1000Collision: $0 $250 $500 $1000[Towing?] Yes[Loss of Use?] Yes Car #2 Comprehensive: $0 $100 $250 $500 $1000Collision $0 $250 $500 $1000 [Towing?] Yes [Loss of Use?] Yes Car #3Comprehensive: $0 $100 $250 $500 $1000Collision: $0 $250 $500 $1000 [Towing?] Yes [Loss of Use?] Yes Car #4Comprehensive: $0 $100 $250 $500 $1000Collision: $0 $250 $500 $1000 [Towing?] Yes [Loss of Use?] Yes Excess Liability Personal Umbrella Coverage:   Yes No Amount:   $1 Million $2 Million $3 Milion $5 Million $10 Million Special Instructions, Comments or Questions

Serving all of Texas including: Brady, San Angelo, Abilene, Brownwood, Fredericksburg, Plano, Conroe, Woodlands, Austin, Dallas, San Antonio